Fees & pricing
Why Small Transactions Make Processing Fees Expensive
See how fixed fees affect coffee shops, bakeries and merchants with small average tickets.
Read guide →SalvaTap Payments · Merchant Education
Merchant Insights
Real problems deserve useful answers. These guides help business owners understand processing costs, payment disputes, equipment decisions and service interruptions—before deciding what to do next.
Explore our six practical guides below. Each focuses on a distinct merchant problem, uses real-world scenarios and points to resources for evaluating your own situation. We explain trade-offs rather than promising every merchant will save money or avoid holds.
Fees & pricing
How to Read a Processing Statement
Audit three months of fees, reconcile deposits and identify genuine pricing changes.
Read guide →Cash flow & disputes
What to Do When Merchant Funds Are Held
A practical 24-hour, seven-day and 30-day response plan for payout holds and reserves.
Read guide →Equipment & operations
Can You Keep Your Clover When Switching?
Understand hardware ownership, processor compatibility and equipment decisions.
Read guide →Cash flow & disputes
Why Receipts Don't Always Win Chargebacks
Find the right evidence for the dispute reason and business type.
Read guide →Equipment & operations
What to Do When Your POS Goes Down
Diagnose outages, plan fallback payments and reconcile after recovery.
Read guide →Helpful tools and related resources
For a pricing comparison, use our free calculator. For decisions involving contracts or equipment, review the written terms before committing.