SecureTrust of Florida helps businesses accept payments in store, online, over the phone, at the counter, by invoice, or in the field with a processing setup that matches how the business actually operates.
We can review Clover POS, Dual Pricing, cash discount, Interchange Plus, virtual terminals, gateways, online payments, phone payments, invoice payments, and current merchant statement fees before recommending a setup.
Serving businesses across Florida, with sales representatives in New York and additional expanding markets.
Compare Dual Pricing, cash discount, Interchange Plus, traditional processing, Clover POS, virtual terminal, and gateway options.
Review Clover Flex, Mini, Station Duo, Go, virtual terminals, payment gateways, invoice tools, and online payment workflows.
Support for retail counters, restaurants, invoices, service calls, deposits, phone payments, online payments, and field payments.
Credit card processing cost is affected by more than one advertised rate. The real cost can depend on card type, transaction method, average ticket, monthly volume, keyed vs card-present activity, gateway use, account fees, equipment costs, and processor markup.
The right processing setup depends on where the customer pays. A restaurant, retail store, service business, professional office, medical office, contractor, and auto service business may each need a different mix of tools.
Accept chip, tap, swipe, and customer-facing checkout payments using a Clover POS device or other approved payment hardware.
Use virtual terminal tools for phone orders, deposits, back-office payments, invoices, remote customers, or office-based payment collection.
Use gateway tools, payment links, online payment forms, hosted checkout, or invoice workflows when customers pay remotely.
Credit card processing should connect cleanly with the tools the business uses every day. SecureTrust can review Clover POS, virtual terminal access, payment gateway needs, invoice tools, online payments, phone payments, and mobile checkout.
Review device fit, receipts, tips, staff roles, reporting, customer-facing checkout, and payment workflow.
Review keyed transactions, phone orders, deposits, remote payments, office payments, and customer records.
Review online checkout, hosted payment pages, invoice payments, payment links, gateway fees, and reporting.
Review field payments, service calls, delivery, events, curbside payments, and handheld checkout needs.
Related setup pages: Clover POS, virtual terminal, and payment gateway setup.
There is no single best credit card processing program for every business. The right option depends on customer experience, checkout flow, transaction method, statement fees, and business type.
| Program | General idea | What to review |
|---|---|---|
| Dual Pricing / Cash Discount | Customer-facing payment-based pricing, such as cash and card pricing, depending on the approved setup. | Customer-facing display, signage, receipt wording, staff training, checkout flow, and POS setup. |
| Interchange Plus | Processor markup is shown separately from other card acceptance costs and account fees. | Monthly volume, average ticket size, card mix, transaction method, gateway fees, and statement clarity. |
| Traditional processing | A standard merchant account and payment setup based on the approved processor program. | Rate structure, account fees, device needs, support, funding, contract terms, and workflow fit. |
| Gateway or virtual terminal | Tools for keyed, phone, invoice, online, or remote payments. | Keyed rates, gateway fees, invoice workflow, payment links, customer communication, and reporting. |
This page is general business information, not legal, tax, or financial advice. Program availability, pricing, underwriting, and requirements can vary by processor, business type, location, card network rules, and account approval.
Businesses comparing programs can also review our pricing programs, Dual Pricing, Interchange Plus, and merchant services pages.
Many businesses only look at the headline processing rate. A full statement review can show monthly fees, transaction fees, gateway fees, keyed-entry activity, equipment costs, PCI-related fees, batch fees, chargeback fees, and other account-level costs.
SecureTrust can review the statement and compare the payment setup against the way the business actually gets paid.
Different business types need different processing setups. SecureTrust reviews the checkout workflow before recommending a payment program or device.
Tips, taxes, menus, modifiers, online ordering, tableside payments, and customer-facing checkout.
Counter checkout, receipts, item setup, inventory needs, staff permissions, and customer-facing payment flow.
Deposits, service payments, parts counters, invoices, higher-ticket transactions, and virtual terminal tools.
SecureTrust of Florida can review your current statement and recommend Dual Pricing, Interchange Plus, Clover POS, virtual terminal, gateway, or other merchant services options based on how your business gets paid.