SecureTrust of Florida helps businesses compare Dual Pricing, cash discount, Interchange Plus, Clover POS, virtual terminal, gateway, and merchant services options based on how the business actually accepts payments.
Instead of guessing from generic rate promises, we review the payment workflow, current statement, device needs, transaction types, and customer checkout process before recommending a program.
Serving businesses across Florida, with sales representatives in New York and additional expanding markets.
A customer-facing program that can present clear payment-based pricing, such as cash and card pricing, depending on the approved setup.
A pricing model where processor markup is shown separately from other card acceptance costs, helping business owners review statement clarity.
SecureTrust recommends options after reviewing business type, volume, average ticket, card mix, device needs, and how customers pay.
Different pricing programs solve different problems. The best option depends on customer experience, card mix, monthly volume, transaction method, POS setup, and whether the business accepts payments in person, online, by invoice, by phone, or in the field.
| Program | General idea | Best reviewed for | Learn more |
|---|---|---|---|
| Dual Pricing | Customers see clear payment-based pricing, such as cash and card prices. | Restaurants, retail, service counters, auto services, and businesses where customers can clearly see pricing before checkout. | Dual Pricing |
| Cash Discount | The business offers a discount when the customer pays with cash. | Businesses that want customers to understand the difference between cash and card payment options. | Cash Discount |
| Interchange Plus | Processor markup is shown separately from other card acceptance costs. | Higher-volume businesses, mixed transaction types, larger tickets, B2B payments, and businesses that want statement clarity. | Interchange Plus |
| Traditional Processing | A standard merchant account and payment setup based on the approved processor program. | Businesses that need a standard setup with Clover POS, virtual terminal, gateway, invoicing, or mobile payment tools. | Merchant Services |
| High-Volume Review | A deeper review for businesses where small pricing differences can create larger monthly cost changes. | Businesses with higher monthly processing volume, larger average tickets, multiple locations, or several payment channels. | High-Volume Processing |
This page is general business information, not legal, tax, or financial advice. Program availability, pricing, underwriting, and requirements can vary by processor, business type, location, card network rules, and account approval.
Processing cost is affected by more than one rate. A proper review should consider business type, monthly volume, average ticket, card mix, keyed transactions, equipment, gateway fees, chargebacks, online payments, and whether the customer pays in person or remotely.
A statement review can reveal how the account is currently priced, which fees show up every month, how many transactions are keyed, whether gateway or virtual terminal fees apply, and whether the current setup matches the way the business actually accepts payments.
Review monthly fees, transaction costs, card mix, processor markup, batch fees, PCI fees, and account-level charges.
Review whether customers pay in person, online, by invoice, by phone, through a gateway, or with mobile payment tools.
Compare Dual Pricing, cash discount, Interchange Plus, traditional processing, Clover POS, virtual terminal, and gateway options.
For a full overview, review our merchant services page.
The pricing program should match the payment tools. A business using Clover POS at a counter may need different setup guidance than a business taking phone payments, invoice payments, online payments, or mobile field payments.
Review hardware, receipts, tips, staff roles, customer-facing checkout, and reporting.
Review keyed payments, deposits, phone payments, office payments, and remote collection.
Review website payments, hosted checkout, payment links, online invoices, gateway fees, and reporting.
Review field payments, delivery, events, curbside payments, service calls, and handheld checkout.
Businesses comparing Clover hardware can also review our Clover Flex vs Mini vs Station Duo comparison and Clover POS setup page.
The best pricing program depends heavily on business type. A restaurant, retail store, service business, auto service company, professional office, and high-volume merchant can all have different payment patterns.
Review tips, taxes, online orders, takeout, tableside payments, average ticket, and customer-facing checkout.
Restaurant POS systemsReview counter checkout, cash drawer needs, receipt flow, inventory, customer-facing screen, and card-present transactions.
Retail payment processingReview invoices, deposits, phone payments, virtual terminal use, mobile payments, and card-present vs keyed activity.
Virtual terminal optionsReview service-counter payments, higher tickets, invoices, deposits, keyed transactions, and customer-facing checkout.
Auto dealer payment processingReview front-desk payments, invoices, recurring payments, phone payments, virtual terminal access, and reporting.
Gateway and payment toolsReview monthly volume, card mix, average ticket size, processor markup, gateway fees, and Interchange Plus options.
High-volume processingSecureTrust of Florida can review your current statement and compare Dual Pricing, Interchange Plus, Clover POS, virtual terminal, gateway, or other merchant services options based on how your business gets paid.